body{
margin: 0px;
padding:0px;
background: url(images/bg.jpg);
background-position:center;
background-position:top;
background-repeat:no-repeat;

 scrollbar-arrow-color: #5C78A5;
 scrollbar-face-color: #ffffff; /* transparent */
 scrollbar-3dlight-color: #CFD5DF;
 scrollbar-darkshadow-color: #CFD5DF;
 scrollbar-highlight-color: #ffffff; /* transparent */
 scrollbar-shadow-color: #ffffff; /* transparent */
 scrollbar-track-color: #ffffff; /* transparent */
}

.header_text{
padding-left:740px;
color:#FFFFFF;
padding-top:16px;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:10px;
}

.header_text2{
padding-left:600px;
color:#FFFFFF;
padding-top:50px;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:10px
}

.header_links{
float:left;
padding-left:10px;
padding-top:3px;
color:#253570;
font-family:Tahoma;
font-size:11px; 
text-transform:uppercase;
font-weight:bold;
}

.header_links2{
float:right;
padding-left:10px;
padding-right:30px;
padding-top:1px;
color:#253570;
font-family:Tahoma;
font-size:11px; 
text-transform:uppercase;
font-weight:bold;
}

h2{
padding-left:10px;
font-family:Arial, Helvetica, sans-serif;
color:#000000;
font-size:36px;
font-weight:bold;
}

h3{
padding-left:10px;
font-family:Arial, Helvetica, sans-serif;
color:#000000;
font-size:20px;
font-weight:bold;
}

.morelink{
padding-top:5px;
text-align:right;
padding-right:10px;
font-family:Verdana, Arial, Helvetica, sans-serif;
color:#712E1B;
font-size:10px;
font-weight:bold
}

.footer{
color:#FFFFFF;
padding-top:10px;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:10px;
text-align:center;
}

.copyright{
text-align:center;
color:#FFFFFF;
padding-top:13px;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:10px
}